Small Business Loan Your Company Can Benefit From

Our small business loans are simple, fast, and convenient.

Apply Now
Learn More

Small Business Loan Your Company Can Benefit From

Our small business loans are simple, fast, and convenient.

Apply Now
Learn More

Small Business Loan Financing

A small business loan refers to receiving a lump sum of working capital to use for business purposes. The best feature about this type of loan is that there is a fixed payment amount which is automatically deducted from your business bank account on either a daily, weekly, or monthly basis.

We find that many businesses benefit from receiving funds in a lump sum with fixed payments and fixed terms. With our small business loans, the business can get access to working capital as small as $5,000 that ranges up to $1 million. The best part about our small business loans is that, you can apply through your computer or smart phone.

Fixed Payments*

Automatic fixed payments, which are daily, weekly or monthly.

Term Options*

Terms ranging from three months up to sixty months.

Fast Funds

Funds can be deposited into your business bank account within hours after approval.

Small Business Loan Financing

A small business loan refers to receiving a lump sum of working capital to use for business purposes. The best feature about this type of loan is that there is a fixed payment amount which is automatically deducted from your business bank account on either a daily, weekly, or monthly basis.

We find that many businesses benefit from receiving funds in a lump sum with fixed payments and fixed terms. With our small business loans, the business can get access to working capital as small as $5,000 that ranges up to $1 million. The best part about our small business loans is that, you can apply through your computer or smart phone.

Fixed Payments*

Automatic fixed payments, which are daily, weekly or monthly.

Term Options*

Terms ranging from three months up to sixty months.

Fast Funds

Funds can be deposited into your business bank account within hours after approval.

Small business loans help eliminate short term financial needs fast!

All you need are 3 important things to apply.

Form of identity validation

Business bank account number and routing

Last three months of business bank statements

Application Process

Apply Online

You can apply online from anywhere and on your device. Just click the GET QUOTE button at the top of the page. Let us know about the company and goals, and remember to collect the necessary documentation.

Let us review

Our team will review all the information provided to us. If we need additional information, our team of business advisors will reach out to let you know.

Get Funded

If approved, our team will proceed to send out the approved funds to your business bank account.

Small Business Loans FAQ

Applying for a small business loan is actually quite simple here at Rapid. Simply click the GET QUOTE button at the top of the page to start your application. The application process will request information about the business, so make sure you have your driver’s license or other form of identification, three months of business bank statements and your business bank account number and routing information. We will then ask a few questions about the company, as well as the working capital amount that your business is looking to obtain. Once you have submitted all the information, our team will review your application and provide you with a response in as quickly as 24 hours. In the event we have additional questions about your business, one of our dedicated business advisors will reach out.

Most small business funders require the following in order to apply for a small business loan: certain time in business, business bank account, business revenue, some sort of identification (ie driver’s license or passport). While this is not an exhaustive list, these are the most common requirements when applying for working capital.

While most small business funders may use credit as a factor when looking at the small business loan application, it might not be a determining factor as to whether or not the application is approved. Most small business funders may also take into consideration the overall performance of the small business by looking at the business revenue, time in business, accounts receivables, and business credit history.

A small business loan can be both short term as well as long term. Rapid Finance offers or arranges business loan terms starting at 3 months and can range up to 60 months. Our business advisors will work with you to see which loan term is best suited for your business.

Getting a secured or unsecured small business loan is a very common question a lot of clients have when applying for working capital from a lender. A secured business loan is when the lender takes an interest in the business’s collateral, which typically means that the lender will file a UCC financing statement as to the business collateral. For an unsecured business loan, the lender does not take an interest in the collateral and does not file a UCC financing statement.

Rapid Finance offers a small business financing calculator that will let you select the desired working capital amount, your credit score, and the business’s monthly sales which then allows you to see what your small business may qualify for once you apply for small business financing; however, additional information may be required.

Click here for immediate access to the small business financing calculator.

Unsure which business financing solution is best for you?

  • Merchant Cash Advance
    Need a financing solution with flexible requirements?
    LEARN MORE
  • Line of Credit
    Looking for revolving credit and quick access to capital?
    LEARN MORE
  • Other Financing Options
    Check out our other financing solutions for small businesses
    LEARN MORE

Small Business Loans with Rapid Finance

Here at Rapid Finance we are dedicated to the success of each of our clients. It’s simple, your success is our success. Therefore, we make sure we provide your business with the resources it needs to come up on top. Oh yeah, and let’s not forget the following!

Trusted by millions of businesses all over the country

Simple application process allows you to apply from almost anywhere

Dedicated business advisors familiar with your industry

Streamlined process for additional funding needs

Speak with a business advisor We have a long history of helping small business owners grow their business. We do the heavy lifting, so that you don't have to. APPLY NOW Call us at 800-664-0173

*Small Business Financial Solutions, LLC offers term loans (pursuant to its California Lenders License No. 603-I855) and factoring in California. Small Business Financial Solutions, LLC and Rapid Financial Services, LLC offer term loans, lines of credit and factoring outside of California. RFS Business Funding, LLC arranges term loans in California (pursuant to its California Finance Lenders License No. 603-J299) and arranges term loans, SBA loans, lines of credit, factoring, asset based loans, commercial real estate loans and business credit cards outside of California.