Merchant Cash Advance

A merchant cash advance, also known as a business cash advance, is financing based on your future credit card receivables.

How Much Could I Qualify For?

Merchant Cash Advance Benefits:

Quick access to capital
No credit impact to get a quote
Eliminate short term financial needs
Flexible payments based on daily sales instead of a fixed amount

Use Funds To:

Buy new equipment
Manage short term capital needs
Purchase inventory
Bridge payroll

What’s the process?

Apply online or speak with a dedicated business advisor.

Connect Rapid Finance with your credit card processor.

Have funds in as fast as 1 day.

Documents needed to apply

You only need FOUR things to get started:

Government-issued photo ID (Drivers License).

Voided check from your business checking account.

Last three statements from your business bank account.

Last three credit card processing statements.

Merchant Cash Advance Features*

A Rapid Finance merchant cash advance gets you the small business capital you need to grow your business. It’s a simple financing solution based on future credit card sales. Reap the benefits of our flexible and affordable payments, as this type of merchant financing is paid on a daily basis as a percentage of your credit card sales. This is a great solution for businesses with fluctuating or seasonal sales or those trying out new products or marketing opportunities. Payments can be made daily or weekly.

  • Advance: $5,000-$500,000

  • Flexible and variable payment periods.

  • Easy, fast application.

Other Financing Options*

Other Financing Options*

Small Business Loan
Merchant Cash Advance
Healthcare Cash Advance
Bridge Loan
Line of Credit
Small Business Administration (SBA) Loan
Factoring
Asset Based Loan
Commercial Real Estate Loan
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*Rapid Finance markets all products listed on this website.  Rapid Finance or RapidAdvance is the direct provider of capital for certain Merchant Cash Advances, Healthcare Cash Advances and Term Loans.  However, these products as well as SBA Loans, Lines of Credit, Factoring, Asset Based Loans, Commercial Real Estate Loans and Business Credit Cards may be provided by an unaffiliated third-party. Products and amounts offered may vary by state.